Products
Defender Insurance Agency provides a wide range of insurance products covering individuals as well as corporate clients.
MOTOR INSURANCE
Third Party: Covers third-party bodily injury and property damage arising out of a vehicle accident. Comprehensive: Covers, on damage, third party liability and property damage to the insured vehicle, damage arising out of fire, theft and accidental damage. It is the widest cover available
MEDICAL INSURANCE
Provided for medical and surgical expenses including Inpatient, Outpatient, Optical, Dental, Martenity and Last expenses reasonably incurred by the insured members as a direct result of them sustaining accidental bodily injury and illness and disease within the period of insurance
FIRE INSURANCE
Covers property and insured items against loss or damage due to Fire, Lightning, Explosion/ Implosion, Aircraft Damage, Riot, Strike, Malicious Damage,Earth Quake (shock & fire), Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado,Flood and Inundation, Impact Damage,
TRAVEL INSURANCE
Travel Insurance covers an individual or group against unforeseen accidents and incidents while traveling to foreign countries. Scope of cover includes: 1. Medical insurance and personal accident 2.losses and delays 3. cancellation & curtailment among other benefit
MARINE INSURANCE
Protects All risks extended to include risk of leakage, shortage and contamination Including the risks in terms of the relevant Institute Strikes Clauses in respect of all shipments and cargo
GOOD IN TRANSIT INSURANCE
Protects loss or damage to goods in course of transit caused by perils like Fire, Delays, Collision ,Overturning (Accident) etc and also can be separed from the Carrier liability cover
PERSONAL ACCIDENT INSURANCE
Provides monetary payments in the event of death, permanent or temporary disability, arising out of an accident only within or outside working hours. Medical expenses incurred by insured after an accident
THEFT/BURGLARY INSURANCE
Protects you against loss or damage to the property insured caused by: theft following actual forcible entry into or from premises, damage to premises as a result of such entry or exit, or hold up or attempt thereat
ENGINEERING INSURANCE
Covers Loss Destruction or Damage to subject matter insured due to any sudden and unforeseen loss or damage from any cause whatsoever other than those specifically excluded, and indemnify against legal liability for death and bodily injury to third party
BOND INSURANCE
Bid Bond and Advance payment Performance Bond-These bonds are normally issued as a surety for due performance of the contract Custom Bond- is a guarantee from the surety to the Government that the principal will faithfully abide by all laws and regulations governing the goods under consideration.
LIABILITY INSURANCE
Public and Products Liability Insurance covers your business if a member of the public is injured or has their property damaged during the course of your work, or while using your products or services. It covers compensation you’re liable to pay and your reasonable legal fees incurred to defend a claim
AVIATION INSURANCE
Coverage geared specifically to the operation of aircraft and the risks involved in aviation. Aviation insurance policies are distinctly different from those for other areas of transportation and tend to incorporate aviation terminology, as well as terminology, limits, and clauses specific to aviations